Home Loans

Bank Name Floating Interest Rate Processing Fee Prepayment Charges
State Bank of India Upto 30 Lacs - 10.30% , Above 30 Lacs- 10.50% Upto 25 lacs 0.25%of loan amount (Mininmum Rs. 1000/-), 25 Lacs to 75 Lacs - Rs. 6,500/- & Above 75 Lacs - Rs. 10,000/- No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
LIC Housing Upto 75Lacs - 10.25%(Fixed for 2 yrs.), Above75 Lacs- 10.75% Up to 30 lacs : 10,000+ 12.36%(Service tax) No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
Indiabulls Upto 25 Lacs amount-10.25%,Above 25 Lacs 11% Rs. 7500 Plus Service Tax(Upto 30 Lacs), else 0.50% of loan amount.. No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
HDFC Ltd. Upto 30 lacs - 10.40% , Above 30 Lacs- 10.65% 0.50% of loan amt.plus applicable service tax for self employed and for salaried Rs.11798/- or 0.50% of loan amt.plus applicable service tax(Whichever is Lower) No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
Axis Bank Upto 25 Lacs Amount - 10.25%, Above 25 Lacs - 10.75% 1% of the loan amount + applicable taxes for self employed & for Rs. 11236/- or 1% of the loan amount + applicable taxes for salaried No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
IDBI Bank Upto 25 Lakhs - 10.75% , Above 25 & upto 30 Lakh - 11%, 30-75 Lacs -11.25% & Above 75 Lacs - 11.50% 0.50% of loan amount+s.tax & Rs.2500 to be collected at login and balance at the time of Disbursement. No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.